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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,966 | $69,977-38.6% | $108,582-60.4% | $62,881-31.7% |
| Participation rate | 70.6% | 72.9%-2.3pp | 79.6%-9.0pp | 69.3%+1.3pp |
| Annual return | -4.89% | 10.73%-15.6pp | -51.70%+46.8pp | 20.14%-25.0pp |
| Employer contribution / active EE | $1,604 | $2,135-24.9% | $3,758-57.3% | $2,281-29.7% |
| Participant deferral / active EE | $3,418 | $3,165+8.0% | $4,311-20.7% | $3,203+6.7% |
| Admin fee / account holder | $730 | $5,076-85.6% | $7,645-90.5% | $4,296-83.0% |