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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,521 | $79,955-78.1% | $98,461-82.2% | $75,173-76.7% |
| Participation rate | 94.0% | 70.4%+23.6pp | 75.2%+18.8pp | 67.2%+26.8pp |
| Annual return | 27.03% | 19.75%+7.3pp | 21.17%+5.9pp | 160.72%-133.7pp |
| Employer contribution / active EE | $1,623 | $2,264-28.3% | $3,049-46.8% | $2,671-39.2% |
| Participant deferral / active EE | $3,941 | $3,752+5.0% | $4,738-16.8% | $4,126-4.5% |
| Admin fee / account holder | $600 | $6,841-91.2% | $8,961-93.3% | $5,651-89.4% |