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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,019 | $87,733-86.3% | $106,555-88.7% | $85,847-86.0% |
| Participation rate | 90.9% | 71.9%+19.0pp | 76.1%+14.8pp | 69.3%+21.6pp |
| Annual return | 0.00% | 21.86%-21.9pp | 26.80%-26.8pp | 318.61%-318.6pp |
| Employer contribution / active EE | $1,542 | $2,073-25.6% | $2,819-45.3% | $2,565-39.9% |
| Participant deferral / active EE | $3,297 | $3,469-5.0% | $4,399-25.0% | $3,952-16.6% |
| Admin fee / account holder | $504 | $6,767-92.6% | $7,408-93.2% | $6,261-92.0% |