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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,131 | $92,219-60.8% | $76,768-52.9% | $135,379-73.3% |
| Participation rate | 58.8% | 79.8%-20.9pp | 77.0%-18.1pp | 82.6%-23.8pp |
| Annual return | -2.35% | 5.46%-7.8pp | 2.43%-4.8pp | 519.79%-522.1pp |
| Employer contribution / active EE | $1,092 | $3,216-66.0% | $2,485-56.1% | $4,779-77.1% |
| Participant deferral / active EE | $3,528 | $4,508-21.7% | $3,852-8.4% | $5,609-37.1% |
| Admin fee / account holder | $278 | $10,749-97.4% | $6,675-95.8% | $10,828-97.4% |