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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,794 | $100,895-76.4% | $90,430-73.7% | $158,950-85.0% |
| Participation rate | 55.6% | 75.0%-19.5pp | 72.7%-17.1pp | 82.0%-26.4pp |
| Annual return | 16.92% | 1725.54%-1708.6pp | 1293.73%-1276.8pp | 302.91%-286.0pp |
| Employer contribution / active EE | $1,274 | $3,689-65.5% | $3,262-60.9% | $4,762-73.2% |
| Participant deferral / active EE | $1,727 | $4,347-60.3% | $3,963-56.4% | $5,983-71.1% |
| Admin fee / account holder | $3,216 | $6,505-50.6% | $5,613-42.7% | $11,248-71.4% |