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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,794 | $100,911-76.4% | $90,440-73.7% | $158,966-85.0% |
| Participation rate | 55.6% | 75.0%-19.5pp | 72.7%-17.1pp | 82.0%-26.4pp |
| Annual return | 16.92% | 1726.62%-1709.7pp | 1294.38%-1277.5pp | 302.95%-286.0pp |
| Employer contribution / active EE | $1,274 | $3,690-65.5% | $3,263-61.0% | $4,762-73.3% |
| Participant deferral / active EE | $1,727 | $4,348-60.3% | $3,964-56.4% | $5,983-71.1% |
| Admin fee / account holder | $3,216 | $6,507-50.6% | $5,615-42.7% | $11,250-71.4% |