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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,115 | $157,304+112.4% | $141,197+136.6% | $152,909+118.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 20.05% | 64.34%-44.3pp | 71.41%-51.4pp | 345.46%-325.4pp |
| Employer contribution / active EE | $19,618 | $5,263+272.8% | $4,736+314.2% | $4,764+311.8% |
| Participant deferral / active EE | $14,867 | $7,111+109.1% | $6,710+121.6% | $5,851+154.1% |
| Admin fee / account holder | $802 | $12,126-93.4% | $10,265-92.2% | $11,601-93.1% |