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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,239 | $138,076+81.2% | $123,553+102.5% | $135,380+84.8% |
| Participation rate | 85.7% | 84.7%+1.0pp | 82.3%+3.4pp | 82.6%+3.1pp |
| Annual return | -9.03% | 153.70%-162.7pp | 119.21%-128.2pp | 519.81%-528.8pp |
| Employer contribution / active EE | $16,502 | $5,152+220.3% | $4,628+256.6% | $4,779+245.3% |
| Participant deferral / active EE | $12,221 | $6,800+79.7% | $6,426+90.2% | $5,609+117.9% |
| Admin fee / account holder | $29,508 | $10,917+170.3% | $9,284+217.8% | $10,828+172.5% |