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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,167 | $142,392-37.4% | $119,622-25.5% | $134,532-33.7% |
| Participation rate | 85.7% | 82.8%+2.9pp | 79.3%+6.5pp | 81.2%+4.5pp |
| Annual return | -22.28% | -12.46%-9.8pp | -14.98%-7.3pp | 418.27%-440.5pp |
| Employer contribution / active EE | $6,633 | $5,224+27.0% | $4,232+56.7% | $4,741+39.9% |
| Participant deferral / active EE | $10,019 | $6,467+54.9% | $5,601+78.9% | $6,401+56.5% |
| Admin fee / account holder | $313 | $13,593-97.7% | $10,328-97.0% | $11,429-97.3% |