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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,166 | $135,645-71.1% | $110,243-64.5% | $135,380-71.1% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -12.09% | 513.24%-525.3pp | 314.76%-326.9pp | 519.81%-531.9pp |
| Employer contribution / active EE | $4,653 | $4,907-5.2% | $3,827+21.6% | $4,779-2.6% |
| Participant deferral / active EE | $8,276 | $5,507+50.3% | $4,672+77.1% | $5,609+47.5% |
| Admin fee / account holder | $429 | $11,458-96.3% | $8,548-95.0% | $10,828-96.0% |