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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,480 | $43,133-89.6% | $89,435-95.0% | $73,497-93.9% |
| Participation rate | 26.4% | 55.0%-28.5pp | 68.0%-41.6pp | 70.7%-44.3pp |
| Annual return | 0.00% | 135.66%-135.7pp | 245.55%-245.6pp | 28.51%-28.5pp |
| Employer contribution / active EE | $238 | $1,438-83.5% | $2,587-90.8% | $2,270-89.5% |
| Participant deferral / active EE | $846 | $2,445-65.4% | $3,890-78.3% | $3,740-77.4% |
| Admin fee / account holder | $11 | $444-97.6% | $4,884-99.8% | $513-97.9% |