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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,299 | $48,078+48.3% | $78,676-9.4% | $62,881+13.4% |
| Participation rate | 97.6% | 65.2%+32.4pp | 73.6%+24.0pp | 69.3%+28.3pp |
| Annual return | 3.33% | 31.36%-28.0pp | 62.19%-58.9pp | 20.14%-16.8pp |
| Employer contribution / active EE | $3,498 | $2,015+73.6% | $2,850+22.7% | $2,281+53.4% |
| Participant deferral / active EE | $4,391 | $2,587+69.7% | $3,517+24.9% | $3,203+37.1% |
| Admin fee / account holder | $6,110 | $3,206+90.6% | $4,510+35.5% | $4,296+42.2% |