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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,490 | $156,398-97.1% | $147,318-97.0% | $138,895-96.8% |
| Participation rate | 83.3% | 83.8%-0.4pp | 82.1%+1.3pp | 79.9%+3.4pp |
| Annual return | 20.96% | 78.75%-57.8pp | 70.43%-49.5pp | 145.39%-124.4pp |
| Employer contribution / active EE | $919 | $4,853-81.1% | $4,593-80.0% | $4,194-78.1% |
| Participant deferral / active EE | $1,540 | $8,237-81.3% | $7,906-80.5% | $6,396-75.9% |
| Admin fee / account holder | $685 | $14,976-95.4% | $13,708-95.0% | $12,562-94.6% |