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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,193 | $65,367-69.1% | $92,915-78.3% | $72,976-72.3% |
| Participation rate | 92.0% | 68.3%+23.7pp | 76.0%+16.0pp | 69.5%+22.5pp |
| Annual return | 26.07% | 42.11%-16.0pp | 109.45%-83.4pp | 81.02%-54.9pp |
| Employer contribution / active EE | $2,566 | $2,594-1.1% | $3,653-29.8% | $2,440+5.2% |
| Participant deferral / active EE | $3,853 | $3,128+23.2% | $4,238-9.1% | $3,608+6.8% |
| Admin fee / account holder | $2,087 | $4,251-50.9% | $5,796-64.0% | $5,124-59.3% |