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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,182 | $180,462-34.0% | $154,111-22.7% | $135,379-12.0% |
| Participation rate | 41.2% | 87.4%-46.2pp | 83.0%-41.9pp | 82.6%-41.5pp |
| Annual return | -5.75% | 888.17%-893.9pp | 735.18%-740.9pp | 519.79%-525.5pp |
| Employer contribution / active EE | $2,027 | $6,036-66.4% | $5,298-61.7% | $4,779-57.6% |
| Participant deferral / active EE | $5,361 | $5,806-7.7% | $5,081+5.5% | $5,609-4.4% |
| Admin fee / account holder | $1,379 | $16,145-91.5% | $13,411-89.7% | $10,828-87.3% |