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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,963 | $209,428-62.3% | $178,498-55.8% | $158,950-50.3% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 1.73% | 188.78%-187.1pp | 151.09%-149.4pp | 302.91%-301.2pp |
| Employer contribution / active EE | $6,415 | $5,707+12.4% | $5,011+28.0% | $4,762+34.7% |
| Participant deferral / active EE | $9,097 | $5,955+52.8% | $5,202+74.9% | $5,983+52.1% |
| Admin fee / account holder | $116,167 | $17,077+580.2% | $13,985+730.6% | $11,248+932.7% |