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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $70,070 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,472 | $50,169-5.4% | $149,740-68.3% | $80,187-40.8% |
| Participation rate | 95.0% | 64.3%+30.7pp | 78.8%+16.2pp | 72.9%+22.0pp |
| Annual return | 24.85% | 29.82%-5.0pp | 134.51%-109.7pp | 40.40%-15.5pp |
| Employer contribution / active EE | $94 | $1,869-95.0% | $4,821-98.1% | $2,980-96.9% |
| Participant deferral / active EE | $8,867 | $3,194+177.6% | $5,683+56.0% | $5,016+76.8% |
| Admin fee / account holder | $14 | $153-90.9% | $13,222-99.9% | $145-90.4% |