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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,565 | $100,970+29.3% | $96,576+35.2% | $137,256-4.9% |
| Participation rate | 77.8% | 82.6%-4.8pp | 81.4%-3.7pp | 80.0%-2.2pp |
| Annual return | 15.30% | 38.16%-22.9pp | 38.47%-23.2pp | 220.34%-205.0pp |
| Employer contribution / active EE | $3,773 | $3,809-0.9% | $3,553+6.2% | $4,156-9.2% |
| Participant deferral / active EE | $8,715 | $8,286+5.2% | $7,956+9.5% | $6,407+36.0% |
| Admin fee / account holder | $2,807 | $11,312-75.2% | $11,381-75.3% | $12,270-77.1% |