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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,108 | $108,942-27.4% | $100,415-21.2% | $145,897-45.8% |
| Participation rate | 77.8% | 83.0%-5.2pp | 81.5%-3.7pp | 80.3%-2.5pp |
| Annual return | 17.48% | 58.27%-40.8pp | 49.47%-32.0pp | 552.29%-534.8pp |
| Employer contribution / active EE | $3,166 | $4,422-28.4% | $3,943-19.7% | $4,663-32.1% |
| Participant deferral / active EE | $7,140 | $8,461-15.6% | $8,091-11.8% | $6,689+6.7% |
| Admin fee / account holder | $4,213 | $9,702-56.6% | $7,906-46.7% | $13,390-68.5% |