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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,776 | $27,632-53.8% | $61,399-79.2% | $68,495-81.3% |
| Participation rate | 47.7% | 39.5%+8.2pp | 52.6%-4.9pp | 67.9%-20.2pp |
| Annual return | -15.73% | -13.24%-2.5pp | 338.81%-354.5pp | -7.84%-7.9pp |
| Employer contribution / active EE | $0 | $696-100.0% | $1,159-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $300 | $1,264-76.3% | $2,124-85.9% | $4,028-92.6% |
| Admin fee / account holder | $79 | $2,010-96.1% | $2,131-96.3% | $5,403-98.5% |