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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,417 | $104,607-65.2% | $96,576-62.3% | - |
| Participation rate | 50.5% | 76.2%-25.6pp | 76.0%-25.5pp | - |
| Annual return | 18.80% | 9.56%+9.2pp | 25.87%-7.1pp | - |
| Employer contribution / active EE | $1,909 | $2,147-11.1% | $2,965-35.6% | - |
| Participant deferral / active EE | $3,407 | $4,312-21.0% | $4,851-29.8% | - |
| Admin fee / account holder | $5,637 | $45,340-87.6% | $8,253-31.7% | - |