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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,254 | $124,346-49.9% | $111,308-44.1% | $167,536-62.8% |
| Participation rate | 77.8% | 79.6%-1.9pp | 77.3%+0.5pp | 82.1%-4.3pp |
| Annual return | 12.30% | 37.45%-25.2pp | 54.67%-42.4pp | 478.82%-466.5pp |
| Employer contribution / active EE | $0 | $3,437-100.0% | $2,732-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $2,278 | $5,182-56.0% | $4,487-49.2% | $6,342-64.1% |
| Admin fee / account holder | $840 | $10,621-92.1% | $7,965-89.5% | $12,315-93.2% |