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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,455 | $82,674-62.0% | $125,381-74.9% | $68,486-54.1% |
| Participation rate | 52.9% | 75.1%-22.1pp | 82.4%-29.4pp | 67.9%-15.0pp |
| Annual return | 0.00% | -5.97%+6.0pp | 572.31%-572.3pp | -7.85%+7.9pp |
| Employer contribution / active EE | $1,793 | $3,382-47.0% | $4,815-62.8% | $2,597-30.9% |
| Participant deferral / active EE | $3,144 | $6,111-48.5% | $7,448-57.8% | $4,028-21.9% |
| Admin fee / account holder | $8,599 | $6,277+37.0% | $10,007-14.1% | $5,404+59.1% |