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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,913 | $82,523+10.2% | $115,752-21.5% | $70,124+29.6% |
| Participation rate | 69.9% | 74.0%-4.1pp | 77.8%-7.9pp | 69.5%+0.3pp |
| Annual return | 24.34% | 28.22%-3.9pp | 19.41%+4.9pp | 73.14%-48.8pp |
| Employer contribution / active EE | $6,453 | $2,758+134.0% | $3,492+84.8% | $2,342+175.5% |
| Participant deferral / active EE | $6,733 | $4,062+65.7% | $5,204+29.4% | $3,332+102.1% |
| Admin fee / account holder | $16,110 | $4,552+254.0% | $6,278+156.6% | $4,645+246.8% |