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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,118 | $72,114+6.9% | $108,745-29.1% | $62,881+22.6% |
| Participation rate | 66.7% | 74.6%-7.9pp | 77.7%-11.0pp | 69.3%-2.6pp |
| Annual return | 10.82% | 13.41%-2.6pp | 46.22%-35.4pp | 20.14%-9.3pp |
| Employer contribution / active EE | $5,224 | $2,694+94.0% | $3,323+57.2% | $2,281+129.0% |
| Participant deferral / active EE | $6,018 | $4,044+48.8% | $5,121+17.5% | $3,203+87.9% |
| Admin fee / account holder | $11,215 | $4,608+143.4% | $6,144+82.5% | $4,296+161.1% |