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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,152 | $202,345-55.9% | $172,755-48.4% | $152,885-41.7% |
| Participation rate | 66.7% | 87.1%-20.4pp | 82.6%-16.0pp | 82.5%-15.8pp |
| Annual return | 18.17% | 1029.77%-1011.6pp | 802.94%-784.8pp | 345.39%-327.2pp |
| Employer contribution / active EE | $1,962 | $5,858-66.5% | $5,144-61.9% | $4,763-58.8% |
| Participant deferral / active EE | $2,854 | $5,948-52.0% | $5,198-45.1% | $5,851-51.2% |
| Admin fee / account holder | $401 | $17,111-97.7% | $13,955-97.1% | $11,598-96.5% |