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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 PO BOX 600 · BUFFALO, NY 14201 | Recordkeeping | $335 |
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,383 | $104,482-67.1% | $159,455-78.4% | $79,393-56.7% |
| Participation rate | 87.1% | 76.6%+10.5pp | 82.8%+4.3pp | 70.7%+16.4pp |
| Annual return | 13.31% | 67.96%-54.7pp | 263.63%-250.3pp | 116.87%-103.6pp |
| Employer contribution / active EE | $2,669 | $3,416-21.9% | $4,830-44.7% | $2,428+9.9% |
| Participant deferral / active EE | $5,039 | $6,467-22.1% | $7,353-31.5% | $4,046+24.6% |
| Admin fee / account holder | $229 | $711-67.7% | $10,800-97.9% | $627-63.4% |