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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,568 | $93,117-31.7% | $77,096-17.5% | $134,532-52.7% |
| Participation rate | 66.7% | 74.5%-7.8pp | 67.9%-1.3pp | 81.2%-14.6pp |
| Annual return | -13.25% | 62.67%-75.9pp | 42.35%-55.6pp | 418.27%-431.5pp |
| Employer contribution / active EE | $2,137 | $3,420-37.5% | $2,814-24.1% | $4,741-54.9% |
| Participant deferral / active EE | $7,308 | $5,241+39.4% | $4,429+65.0% | $6,401+14.2% |
| Admin fee / account holder | $25 | $6,948-99.6% | $5,428-99.5% | $11,429-99.8% |