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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,732 | $109,372+19.5% | $89,414+46.2% | $158,966-17.8% |
| Participation rate | 50.0% | 74.3%-24.3pp | 68.0%-18.0pp | 82.0%-32.0pp |
| Annual return | 9.31% | 345.55%-336.2pp | 245.50%-236.2pp | 302.95%-293.6pp |
| Employer contribution / active EE | $2,881 | $3,171-9.2% | $2,586+11.4% | $4,762-39.5% |
| Participant deferral / active EE | $6,683 | $4,598+45.3% | $3,890+71.8% | $5,983+11.7% |
| Admin fee / account holder | $0 | $6,156-100.0% | $4,883-100.0% | $11,250-100.0% |