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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,262 | $98,240+37.7% | $82,312+64.3% | $147,586-8.4% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 10.67% | 30.85%-20.2pp | 25.88%-15.2pp | 578.59%-567.9pp |
| Employer contribution / active EE | $9,664 | $3,192+202.8% | $2,428+297.9% | $4,876+98.2% |
| Participant deferral / active EE | $12,939 | $4,383+195.2% | $3,706+249.1% | $5,439+137.9% |
| Admin fee / account holder | $14,181 | $8,563+65.6% | $5,608+152.9% | $10,886+30.3% |