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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,438 | $88,707+32.4% | $74,184+58.3% | $273,972-57.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 2.94% | 11.94%-9.0pp | 17.74%-14.8pp | 41.46%-38.5pp |
| Employer contribution / active EE | $9,625 | $3,159+204.7% | $2,370+306.1% | $4,869+97.7% |
| Participant deferral / active EE | $10,668 | $4,212+153.3% | $3,550+200.5% | $5,287+101.8% |
| Admin fee / account holder | $10,731 | $8,717+23.1% | $5,586+92.1% | $10,133+5.9% |