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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,745 | $125,237+122.6% | $105,608+163.9% | $145,877+91.1% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 23.58% | 225.76%-202.2pp | 116.50%-92.9pp | 551.28%-527.7pp |
| Employer contribution / active EE | $1,747 | $3,720-53.0% | $3,167-44.8% | $4,663-62.5% |
| Participant deferral / active EE | $11,977 | $5,711+109.7% | $5,010+139.1% | $6,691+79.0% |
| Admin fee / account holder | $37,682 | $17,287+118.0% | $11,028+241.7% | $13,402+181.2% |