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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,768 | $156,398-72.0% | $147,318-70.3% | $138,895-68.5% |
| Participation rate | 73.3% | 83.8%-10.4pp | 82.1%-8.7pp | 79.9%-6.6pp |
| Annual return | 15.51% | 78.75%-63.2pp | 70.43%-54.9pp | 145.39%-129.9pp |
| Employer contribution / active EE | $2,659 | $4,853-45.2% | $4,593-42.1% | $4,194-36.6% |
| Participant deferral / active EE | $5,582 | $8,237-32.2% | $7,906-29.4% | $6,396-12.7% |
| Admin fee / account holder | $1,497 | $14,976-90.0% | $13,708-89.1% | $12,562-88.1% |