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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,508 | $76,551-41.9% | $123,894-64.1% | $62,881-29.2% |
| Participation rate | 86.6% | 73.0%+13.6pp | 81.4%+5.2pp | 69.3%+17.3pp |
| Annual return | 11.03% | 18.68%-7.6pp | 47.52%-36.5pp | 20.14%-9.1pp |
| Employer contribution / active EE | $3,217 | $2,882+11.6% | $4,617-30.3% | $2,281+41.0% |
| Participant deferral / active EE | $5,608 | $4,840+15.9% | $5,984-6.3% | $3,203+75.1% |
| Admin fee / account holder | $6,148 | $4,826+27.4% | $8,357-26.4% | $4,296+43.1% |