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| Provider | Service type | Compensation |
|---|---|---|
TRUSTMARK NATIONAL BANK4 years Service code 25 248 E CAPITOL ST STE 580 · JACKSON, MS 39201 | Directed Trustee | $18,661 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $6,986 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $639 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,789 | $50,199+43.0% | $69,884+2.7% | $66,938+7.2% |
| Participation rate | 18.7% | 66.3%-47.6pp | 70.5%-51.8pp | 69.8%-51.1pp |
| Annual return | -17.38% | -13.85%-3.5pp | 190.81%-208.2pp | 1.58%-19.0pp |
| Employer contribution / active EE | $680 | $1,864-63.5% | $2,560-73.4% | $2,545-73.3% |
| Participant deferral / active EE | $1,695 | $3,112-45.5% | $3,848-56.0% | $4,238-60.0% |
| Admin fee / account holder | $710 | $600+18.5% | $6,266-88.7% | $594+19.7% |