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| Provider | Service type | Compensation |
|---|---|---|
Filed as: VOYA RETIREMENT INSURANCE AND ANNUI Service code 49 | Other Services | $16,649 |
Filed as: ONEDIGITAL INVESTMENT ADVISORS, LLC Service code 99 · EIN 43-1451524 | Other Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,690 | $91,439-67.5% | $135,974-78.2% | $71,511-58.5% |
| Participation rate | 67.5% | 75.7%-8.1pp | 81.9%-14.4pp | 67.9%-0.4pp |
| Annual return | 18.96% | 29.90%-10.9pp | 68.30%-49.3pp | 28.86%-9.9pp |
| Employer contribution / active EE | $417 | $3,705-88.7% | $4,859-91.4% | $2,589-83.9% |
| Participant deferral / active EE | $5,029 | $7,093-29.1% | $7,760-35.2% | $4,291+17.2% |
| Admin fee / account holder | $47 | $1,267-96.3% | $10,767-99.6% | $1,588-97.0% |