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| Provider | Service type | Compensation |
|---|---|---|
Filed as: VOYA RETIREMENT INSURANCE AND ANNUI Service code 49 | Other Services | $14,383 |
Filed as: RESOURCES INVESTMENT ADVISORS, LLC Service code 99 · EIN 43-1451524 | Other Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,131 | $84,493-75.0% | $125,381-83.1% | $66,938-68.4% |
| Participation rate | 63.4% | 76.4%-13.0pp | 82.4%-19.0pp | 69.8%-6.4pp |
| Annual return | -15.65% | -8.49%-7.2pp | 572.31%-588.0pp | 1.58%-17.2pp |
| Employer contribution / active EE | $2,005 | $3,554-43.6% | $4,815-58.4% | $2,545-21.2% |
| Participant deferral / active EE | $5,157 | $6,783-24.0% | $7,448-30.8% | $4,238+21.7% |
| Admin fee / account holder | $39 | $685-94.4% | $10,007-99.6% | $594-93.5% |