Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,115 | $43,338-62.8% | $59,887-73.1% | $64,173-74.9% |
| Participation rate | 59.2% | 69.2%-10.0pp | 74.7%-15.5pp | 69.6%-10.4pp |
| Annual return | -8.40% | -1.55%-6.8pp | 3.46%-11.9pp | 7.63%-16.0pp |
| Employer contribution / active EE | $795 | $2,030-60.9% | $2,722-70.8% | $2,381-66.6% |
| Participant deferral / active EE | $1,592 | $2,547-37.5% | $3,402-53.2% | $3,470-54.1% |
| Admin fee / account holder | $875 | $3,007-70.9% | $3,591-75.6% | $4,887-82.1% |