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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,976 | $103,392-22.6% | $87,104-8.2% | $152,897-47.7% |
| Participation rate | 61.5% | 79.4%-17.8pp | 76.9%-15.3pp | 82.5%-20.9pp |
| Annual return | 22.24% | 28.10%-5.9pp | 28.19%-6.0pp | 345.43%-323.2pp |
| Employer contribution / active EE | $1,811 | $3,221-43.8% | $2,521-28.2% | $4,764-62.0% |
| Participant deferral / active EE | $4,941 | $4,778+3.4% | $4,048+22.0% | $5,851-15.6% |
| Admin fee / account holder | $58 | $12,194-99.5% | $7,491-99.2% | $11,599-99.5% |