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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,427 | $105,160-73.9% | $94,679-71.0% | $139,456-80.3% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 19.08% | 38.04%-19.0pp | 156.75%-137.7pp | 373.45%-354.4pp |
| Employer contribution / active EE | $2,606 | $4,107-36.5% | $3,673-29.0% | $4,753-45.2% |
| Participant deferral / active EE | $6,134 | $7,599-19.3% | $7,417-17.3% | $6,711-8.6% |
| Admin fee / account holder | $533 | $8,988-94.1% | $7,233-92.6% | $11,407-95.3% |