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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,650 | $88,707-64.3% | $74,184-57.3% | $273,972-88.4% |
| Participation rate | 68.8% | 79.4%-10.7pp | 76.6%-7.9pp | 83.0%-14.3pp |
| Annual return | 7.98% | 11.94%-4.0pp | 17.74%-9.8pp | 41.46%-33.5pp |
| Employer contribution / active EE | $12,183 | $3,159+285.6% | $2,370+414.0% | $4,869+150.2% |
| Participant deferral / active EE | $2,080 | $4,212-50.6% | $3,550-41.4% | $5,287-60.7% |
| Admin fee / account holder | $13,832 | $8,717+58.7% | $5,586+147.6% | $10,133+36.5% |