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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,603 | $77,905+65.1% | $149,682-14.1% | $75,173+71.1% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 18.92% | 31.72%-12.8pp | 134.35%-115.4pp | 160.65%-141.7pp |
| Employer contribution / active EE | $10,306 | $3,138+228.4% | $4,818+113.9% | $2,670+285.9% |
| Participant deferral / active EE | $5,591 | $3,411+63.9% | $5,681-1.6% | $4,126+35.5% |
| Admin fee / account holder | $505 | $5,957-91.5% | $13,210-96.2% | $5,651-91.1% |