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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,214 | $165,381-52.1% | $149,730-47.1% | $158,966-50.2% |
| Participation rate | 81.8% | 84.6%-2.8pp | 82.5%-0.7pp | 82.0%-0.1pp |
| Annual return | 6.14% | 348.29%-342.2pp | 276.70%-270.6pp | 302.95%-296.8pp |
| Employer contribution / active EE | $3,194 | $5,104-37.4% | $4,645-31.2% | $4,762-32.9% |
| Participant deferral / active EE | $6,480 | $7,182-9.8% | $6,843-5.3% | $5,983+8.3% |
| Admin fee / account holder | $11,725 | $10,809+8.5% | $9,310+25.9% | $11,250+4.2% |