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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,379 | $85,169+194.0% | $172,755+44.9% | $72,983+243.1% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 22.72% | 27.32%-4.6pp | 802.94%-780.2pp | 81.01%-58.3pp |
| Employer contribution / active EE | $4,816 | $3,324+44.9% | $5,144-6.4% | $2,440+97.4% |
| Participant deferral / active EE | $6,555 | $3,260+101.1% | $5,198+26.1% | $3,608+81.7% |
| Admin fee / account holder | $3,645 | $5,880-38.0% | $13,955-73.9% | $5,124-28.9% |