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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,918 | $72,269-69.7% | $101,271-78.4% | $79,852-72.6% |
| Participation rate | 35.2% | 68.5%-33.2pp | 75.8%-40.6pp | 69.6%-34.4pp |
| Annual return | 13.36% | 22.29%-8.9pp | 46.48%-33.1pp | 31.72%-18.4pp |
| Employer contribution / active EE | $1,143 | $2,692-57.6% | $3,660-68.8% | $2,471-53.8% |
| Participant deferral / active EE | $1,982 | $3,282-39.6% | $4,371-54.7% | $3,740-47.0% |
| Admin fee / account holder | $5,814 | $4,401+32.1% | $5,948-2.2% | $5,306+9.6% |