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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,730 | $208,088-68.9% | $186,193-65.2% | $154,746-58.2% |
| Participation rate | 94.7% | 80.0%+14.7pp | 77.1%+17.6pp | 80.7%+14.0pp |
| Annual return | 15.04% | 89.97%-74.9pp | 78.03%-63.0pp | 172.34%-157.3pp |
| Employer contribution / active EE | $2,519 | $4,340-42.0% | $3,918-35.7% | $4,379-42.5% |
| Participant deferral / active EE | $5,366 | $7,078-24.2% | $6,513-17.6% | $6,730-20.3% |
| Admin fee / account holder | $2,359 | $11,698-79.8% | $11,058-78.7% | $14,365-83.6% |