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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,141 | $202,440-73.7% | $169,390-68.6% | $139,466-61.9% |
| Participation rate | 76.5% | 81.1%-4.6pp | 77.2%-0.7pp | 80.3%-3.9pp |
| Annual return | 14.78% | 532.36%-517.6pp | 406.07%-391.3pp | 373.66%-358.9pp |
| Employer contribution / active EE | $2,117 | $4,693-54.9% | $4,013-47.2% | $4,754-55.5% |
| Participant deferral / active EE | $4,446 | $6,940-35.9% | $6,222-28.6% | $6,712-33.8% |
| Admin fee / account holder | $4,250 | $10,722-60.4% | $9,015-52.9% | $11,409-62.7% |