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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,730 | $180,749-64.2% | $160,784-59.7% | $137,256-52.8% |
| Participation rate | 94.7% | 80.0%+14.8pp | 77.0%+17.8pp | 80.0%+14.8pp |
| Annual return | 15.04% | 2234.46%-2219.4pp | 1803.92%-1788.9pp | 220.34%-205.3pp |
| Employer contribution / active EE | $2,519 | $4,155-39.4% | $3,733-32.5% | $4,156-39.4% |
| Participant deferral / active EE | $5,366 | $6,844-21.6% | $6,293-14.7% | $6,407-16.3% |
| Admin fee / account holder | $2,359 | $10,397-77.3% | $9,717-75.7% | $12,270-80.8% |