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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $466,999 | $162,136+188.0% | $152,301+206.6% | $154,746+201.8% |
| Participation rate | 87.5% | 84.1%+3.4pp | 82.4%+5.1pp | 80.7%+6.8pp |
| Annual return | 15.30% | 91.02%-75.7pp | 80.50%-65.2pp | 172.34%-157.0pp |
| Employer contribution / active EE | $6,067 | $4,890+24.1% | $4,624+31.2% | $4,379+38.5% |
| Participant deferral / active EE | $6,981 | $8,341-16.3% | $8,004-12.8% | $6,730+3.7% |
| Admin fee / account holder | $2,982 | $15,759-81.1% | $14,398-79.3% | $14,365-79.2% |