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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,633 | $180,749-68.7% | $160,784-64.8% | $137,256-58.7% |
| Participation rate | 50.0% | 80.0%-30.0pp | 77.0%-27.0pp | 80.0%-30.0pp |
| Annual return | 18.14% | 2234.46%-2216.3pp | 1803.92%-1785.8pp | 220.34%-202.2pp |
| Employer contribution / active EE | $2,736 | $4,155-34.2% | $3,733-26.7% | $4,156-34.2% |
| Participant deferral / active EE | $4,436 | $6,844-35.2% | $6,293-29.5% | $6,407-30.8% |
| Admin fee / account holder | $681 | $10,397-93.4% | $9,717-93.0% | $12,270-94.4% |