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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,633 | $289,211-80.4% | $260,467-78.3% | $198,609-71.5% |
| Participation rate | 50.0% | 83.1%-33.1pp | 80.5%-30.5pp | 82.4%-32.4pp |
| Annual return | 18.14% | 112.90%-94.8pp | 100.60%-82.5pp | 202.70%-184.6pp |
| Employer contribution / active EE | $2,736 | $4,663-41.3% | $4,239-35.5% | $5,055-45.9% |
| Participant deferral / active EE | $4,436 | $6,812-34.9% | $6,319-29.8% | $6,977-36.4% |
| Admin fee / account holder | $681 | $16,236-95.8% | $15,461-95.6% | $19,030-96.4% |