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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,193 | $201,264+25.8% | $184,185+37.5% | $145,978+73.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 14.01% | 29.00%-15.0pp | 28.81%-14.8pp | 550.52%-536.5pp |
| Employer contribution / active EE | $3,279 | $7,021-53.3% | $6,426-49.0% | $4,662-29.7% |
| Participant deferral / active EE | $9,363 | $9,806-4.5% | $9,132+2.5% | $6,690+40.0% |
| Admin fee / account holder | $23,468 | $16,376+43.3% | $13,909+68.7% | $13,400+75.1% |