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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,173 | $109,359+52.9% | $162,177+3.1% | $72,975+129.1% |
| Participation rate | 62.0% | 84.3%-22.3pp | 87.6%-25.6pp | 69.5%-7.5pp |
| Annual return | 25.19% | 25.46%-0.3pp | 115.60%-90.4pp | 81.01%-55.8pp |
| Employer contribution / active EE | $2,302 | $3,907-41.1% | $5,613-59.0% | $2,440-5.6% |
| Participant deferral / active EE | $7,413 | $5,481+35.2% | $7,297+1.6% | $3,608+105.5% |
| Admin fee / account holder | $1,036 | $7,972-87.0% | $10,843-90.4% | $5,124-79.8% |